These terms explain what you're agreeing to when you use this calculator. By using it, you agree to the terms below. Please read them.
This calculator is a free tool to help you understand roughly how much life insurance your family might need, based on the information you provide. It is meant to give you a starting point for a conversation, not a final answer.
Every number this calculator shows you is an estimate. It is based only on the answers you give and general pricing information, not on your actual health, medical history, or a real underwriting review by an insurance carrier. Your real price will depend on your health and can only be determined by a licensed agent and the insurance company that covers you.
Nothing on this calculator is financial, legal, or insurance advice. It does not take the place of a conversation with a licensed agent, who can look at your full situation and help you decide what's right for you.
You're welcome to use this calculator as many times as you'd like. We ask that you provide accurate information about your own situation so the number you get is actually useful to you. You should be at least 18 years old to submit the form and request a real quote.
We built this calculator carefully, but we can't guarantee it will be error-free, available at all times, or exactly right for your situation. We may update, change, or take down the calculator at any time.
This calculator uses a third-party service called Formspree to deliver form submissions to us. We aren't responsible for that service's availability or performance, though we've chosen it because we trust it.
The design, wording, and calculations in this tool belong to The Life Firm. Please don't copy or reuse them without asking us first.
To the extent allowed by law, The Life Firm is not liable for any decisions you make based on the estimate this calculator gives you. Insurance decisions should always be made with the help of a licensed agent who can confirm your actual price and coverage.
These terms are governed by the laws of the State of Florida, without regard to conflict of law principles.
We may update these terms from time to time. If we do, we'll update the date at the top of this page.
If you have questions about these terms, contact us at hello@thelifefirm.com.
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